Bandhu4U Services

Personal Accidental Insurance for Employees

Personal accident insurance for employees provides financial protection in case of accidental injuries, disabilities or death. This coverage provides medical, income and other unexpected costs to employees and their families during difficult times. Offering this insurance shows you care about employee welfare and builds trust within your organisation.

Bandhu4u makes personal accident insurance easy for your workforce. It is a way to connect with advisors who will help you select the right plans for your employees. Think about them as your business partners, who’ll keep your team safe as you develop your organisation.

Prioritise employee safety today – Bandhu4u is here to help!

What We Offer

Founder of Bandhu4u
Founder of Bandhu4u

Accidents can have severe consequences, including death or permanent disability. Our Personal Accidental Insurance provides coverage for accidental death and disability, offering financial support to the employee’s family in case of a tragic event. This coverage helps to reduce the financial burden on the employee’s family and ensures that they are taken care of.

Accidents often result in significant medical expenses. Bandhu4U’s insurance plan covers medical costs related to accidental injuries, including hospitalisation, surgery and rehabilitation. This ensures that your employees receive the necessary medical treatment without the stress of financial constraints.

If an employee is temporarily unable to work due to an accident, our insurance provides Temporary Total Disability (TTD) benefits. These benefits offer a percentage of the employee’s salary during their recovery period, helping them manage their daily expenses while they focus on getting better.

In the unfortunate event that an employee suffers a permanent disability, our insurance plan provides Permanent Total Disability (PTD) benefits. This financial support helps employees and their families adjust to the new circumstances and maintain their quality of life.

For short-term disabilities resulting from accidents, Bandhu4U offers weekly indemnity benefits. These payments provide financial assistance during the initial recovery period, ensuring that employees can manage their expenses while they are unable to work.

Apart from medical expenses, accidents often incur additional costs such as transportation, medical equipment and home modifications. Our insurance plan covers these accident-related expenses, offering comprehensive support to your employees during their recovery.

Why Choose Bandhu4U for
Personal Accidental Insurance?

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Expert Guidance: Our team of insurance experts brings their expert knowledge and experience to help you choose the best coverage for your employees.

Personalised Service: We understand that every organisation has unique needs. That’s why we adjust our insurance plans to meet your specific requirements.

Comprehensive Support: Bandhu4U offers a wide range of insurance services under one roof, making it easier for you to manage all aspects of employee protection.

Trust and Reliability: We build lasting relationships with our clients based on trust and transparency. You can rely on us to provide honest advice and reliable service.

A person stand behind the door

FAQs

Personal accidental insurance pays for employees 'death, permanent disability or injury. It covers medical expenses and lost income because of an accident.

Medical costs, accidental death benefits and partial or total disability are provided to employees. It provides financial security for the employee and family in difficult times.

Offering personal accidental insurance benefits employee welfare, morale and loyalty. It also demonstrates the employer's concern for employee well-being - which helps retain talent.

Yes, personal accidental insurance typically covers accidents inside and outside the workplace.

Contact Bandhu4U about your organisation's needs. Our team will design a custom policy, and help you with the implementation and onboarding of your employees.